While you can count on health insurance to cover medical expenses, it doesn't usually cover indirect costs that can arise with a serious or even a not-so-serious injury.
You may end up paying out of your own pocket for things like transportation, over-the-counter medicine, daycare or sitters and extra help around the house.
With accident and critical care insurance, the benefits you receive can help take care of these extra expenses and anything else that comes up.
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