Identity theft is on the rise - don't become a statistic!

Identity theft insurance is a type of coverage that helps you recover from the financial and emotional consequences of having your personal information stolen by fraudsters. Identity theft can happen in various ways, such as phishing, hacking, skimming, or dumpster diving. It can result in unauthorized charges on your credit cards, loans taken out in your name, tax fraud, or even criminal charges.

Identity theft insurance can provide you with various benefits, such as reimbursement for expenses related to restoring your identity, such as legal fees, lost wages, or postage costs. It can also offer you access to experts who can guide you through the process of reporting the theft, disputing fraudulent transactions, and repairing your credit score. Some policies may also include monitoring services that alert you to any suspicious activity on your accounts or credit reports.

Identity theft insurance does not prevent identity theft from happening, nor does it cover the actual losses incurred by the fraudsters. It is meant to supplement your existing security measures, such as using strong passwords, shredding sensitive documents, and checking your statements regularly. Identity theft insurance can give you peace of mind and help you recover faster if you become a victim of this growing crime.